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The program offered through the V Care Solutions Elite Club Program (the Program) is not insurance or insured benefits. The Program is subject to change or may be discontinued, without notice and at any time. The Program is not available to members that reside outside India. The Program is only available to V Care Solutions group members or associates of the company. The discount vendors may impose additional eligibility requirements, including but not limited to: age, valid PAN number, from time to time. The Program only provides for discounts on select products or services from participating different discount vendors. The relationship between these vendors and V Care Solutions is that of independent contractors. The discount vendors are not providers, partners, employees or agents of V Care Solutions. V Care Solutions has not reviewed or endorsed and makes no representations, express or implied, about these discount vendors or the products or services available from such vendors. The vendors are solely responsible to you for the provision of these products and services. You should independently review the products and services and the discount vendors before purchasing. V Care Solutions expressly disclaims all liability for any care or services rendered by these vendors and all liability if vendors refuse to honor the discounts.